In today’s ever-changing world, more people are in the unenviable position of not knowing how long they will be employed. Likewise, many people are unsure about the amount of work they will have since many companies are reducing available work hours and even firing employees so they can hire contract labor. All of this can mean a reduction in the amount of money a person brings home. Having to pay daily living expenses such as food, rent, utilities, and medical bills is hard enough without worrying about paying lenders such as credit card companies, furniture companies, and car creditors. Sometimes a person is deep in debt and needs to find a way to make a fresh financial start in life. This is possible when a person visits a reputable Chapter 7 Bankruptcy attorney in Tacoma, WA. Before you see a Chapter 7 Bankruptcy attorney, you need to get some documents together so you can have a productive initial meeting.
When you first meet with a bankruptcy attorney, it’s a good idea to bring original documents if possible. For various reasons this might not be possible, so making copies will suffice for most documents. Bring a list of every bill you have. The most current amounts owed are the most preferable ones. Also, bring your last two or three check stubs. You can bring a copy if you don’t have the original ones. It’s a good idea to have an estimate of what your assets are worth. This includes your home, cars, jewelry, and other property. If you have stock and bonds, make a note of the current value of them. In addition, you need to determine the cash value of any whole life insurance policies you have. Bring current bank statements whether these accounts are joint or separate. You can make lists of most of this information so you can have it ready for your first meeting.
When you are seeing a Chapter 7 Bankruptcy attorney in Tacoma, WA, you need to be as prepared and organized as possible so you make the most of your time. This will help you make a better decision on the legal avenue you want to take.
