There are some auto accidents that end up being a minor inconvenience, and then there are some that result in your car ending up as a total loss. A total loss auto accident is one where the cost of fixing the car would exceed the total value of the car. In other words, it would be a waste of time. These types of claims can be more difficult to file for than other types of claims. If you find yourself having to deal with a total auto loss and believe that you need to connect with an Auto Collision Lawyer in Bismarck, ND residents trust, browse our website for more info. In the meantime, check out the info below.
File Your Claim Immediately
Total loss claims are more complicated than other types of claims, so reaching out to your insurance company sooner rather than later is key. Total loss claims can take as long as a month to finalize, so the sooner you file, the sooner you can get your cash.
Get Your Car to the Body Shop
Have your car towed to the auto body shop as soon as possible. The insurance company probably has a preferred shop, so use that if you can. They will have the auto body shop confirm that the car is in fact a total loss.
Find Out How Much You Owe
If you’re still paying the car, find out how much you owe. If you have some sort of gap insurance, you may be able to avoid paying whatever remains on the loan. An
auto collision lawyer can help you investigate your options.
An auto collision lawyer Bismarck, ND residents trust can help you navigate your total loss auto claim. Browse our website and give us a call if you’d like more info.