Have you recently been served with a writ of garnishment, and would like to know what your options are to Stop Garnishments St. Charles MO? If your wages are ever garnished, it can be an extremely hard time, especially financially. Often, people feel helpless once they receive the writ of garnishment letter. There are things that you might be able to do, however, to Stop Garnishments St. Charles MO. In this article, you will learn about several steps that you can take to try and stop wage garnishments from happening and ruining you financially.
When you are faced with a wage garnishment, the first thing that you should do is respond to the creditor’s final demand letter. This is important, as most creditors would prefer to receive voluntary payments instead of having to garnish your wages. You may even be able to negotiate with the creditor and establish a manageable and much smaller payment plan. The creditor will typically be much more willing to work with you than to garnish, as there is a lot more time and money involved in garnishing your wages.
The next thing that you should do, if speaking with your creditors doesn’t help, is to see what protection against garnishment that your state has to offer. Keep in mind that each state will vary. For example, in the state of California, you may qualify for an exemption if you can prove that it will cause a major financial hardship. You will need to prove that your income is necessary to keep the family afloat, so to speak. Another example would be that some states allow you to enter into a trusteeship and make your payments that way. If you are in a trusteeship, your wages cannot legally be garnished. Click here for more details.
Finally, having your wages garnished is never a fun experience for anyone to go through. If you can do any of these things mentioned above to stop the process, you will be much better off financially. If you would like to know more about how to Stop Garnishments St Charles MO, contact the Law Offices of Steven K. Brown for more information.
