Employers and business owners are required by law to follow all insurance mandates. These mandates apply to hiring employees to work for their company. This includes any worker that isn’t an independent contractor. A Workers Compensation Attorney enforces these insurance laws whenever a worker is injured on the job.
Reviewing the Steps of the Original Claim
The original claim must follow specific protocol. The first requirement is to send the worker to an emergency room or medical facility. The doctor completes a claim form and returns it to the insurer. The form must present detailed information about the worker’s injuries.
After the insurer receives the claim, a claim’s adjuster assesses the claim to declare eligibility. The injury must be eligible under the worker’s compensation policy. If it isn’t, the claim is denied. However, the claim’s adjuster must present an exact reason for the denial.
Examine the Terms of the Policy
The attorney representing the worker has the right to review the terms of the policy. They acquire a copy through the insurance provider. The policy must meet all federal requirements under worker’s compensation laws. If it doesn’t, the attorney files a motion against the employer for this federal violation.
Common loopholes used to deny worker’s compensation claims are failing to pass a drug screen, improper wear attire or footwear, and failure to follow protocol. The attorney must eliminate these loopholes when presenting the case to court. This prevents the insurance company from gaining more leverage and winning the lawsuit.
Preparing a Formal Claim
The formal claim presents exact evidence about the worker’s injuries. This includes the incident in which the injuries were produced. The claim includes all medical records associated with the injuries. This includes all treatment following the accident and any on-going care that was required.
Federal laws protect workers who are injured while performing their job duties. These laws apply to federal mandates for worker’s compensation insurance policies. If the employer fails to comply with these laws, the worker has a right to file a lawsuit. Employees who were injured should contact a Workers Compensation Attorney by visiting chrisrichardattorney.com for more information now. You can also visit them on Google+ for more information.
